Accept Payments Securely, Efficiently, and Affordably

eCheckPlan is a U.S. payment platform that connects merchants with reliable merchant account providers and enables secure eCheck, ACH, and credit card payments. Whether you run an eCommerce store, a professional service, or a retail business, our platform supports all major card brands and ensures quick, secure transactions.

Our eCheck payment solutions let customers pay directly from their bank accounts through the Check 21 system — a faster, safer alternative to paper checks. eChecks are ideal for businesses that want low processing fees, reduced chargebacks, and flexible payment acceptance options.

Every eCheckPlan merchant gets access to a full suite of tools within our secure dashboard: check verification, a transaction dashboard with real-time tracking, recurring billing, invoice management, and a virtual terminal for processing eChecks manually. These tools are designed to make payment management seamless and secure.

Getting started takes five simple steps: sign up for free, verify your identity, get approved by our compliance team, configure your banking details, and begin accepting payments immediately.

• No setup or monthly fees — get started without upfront costs
• Free website integration — connect your online store quickly
• Works with all business types — low-risk, medium-risk, or high-risk
• Fast funding and reliable transactions — deposits in 1–3 business days
• Transparent pricing — no hidden charges, competitive rates
• Expert support from a U.S.-based team — 24/7 customer support
• PCI-compliant, bank-level security — real-time fraud monitoring and encrypted processing